About NCIP Senior Advantage
Who We Are

With more than four decades of experience, NCIP Senior Advantage has grown into a trusted resource for Medicare and healthcare exchange solutions across ten states. Whether you’re exploring Medicare Advantage, Medicare Supplement, Prescription Drug Plans, or Affordable Care Act (ACA) options, our mission is simple: provide the guidance and support you need to make informed choices that protect your health and your future.
What sets us apart is our team’s genuine commitment to service. Every licensed agent at NCIP Senior Advantage brings a unique background in healthcare, compliance, or customer care, and all share a common goal—personalized attention with uncompromising integrity. We understand that no two individuals are the same, and neither are their coverage needs. That’s why we take the time to listen, educate, and recommend plans that are tailored to you. It’s this people-first approach that has earned the trust of our clients year after year.
Chris Grub
President and General Agent, NCIP Senior Advantage Colorado
Founder and President of NCIP Senior Advantage, Chris has been a resident of Northern Colorado since 1970. First licensed to sell insurance in 1983. Achieved the “LIFE UNDERWRITER TRAINING COUNCIL FELLOW in 1992. Chris is dedicated to educating companies and the public about Estate and Retirement Planning, health coverage for large employer groups and individuals.
In his free time, you can find Chris at local car shows, working on projects or with his wife, Kathy, playing with their dog, Tailer.
“I will always do my best to provide the best possible advice and plans to my clients and my associates and to maintain the highest integrity with each person and each company to achieve the best possible results.”
Licensed and contracted in 8 states: Colorado, Arizona, Kansas, Nebraska, New Mexico, Oklahoma, Wyoming and Texas. Now Offering ACA Plans in Colorado!
Heidi Delaney
Licensed Agent & VP Compliance
Born in Greeley Colorado with a love for Oklahoma Heidi received a Master’s degree, in Healthcare Law from the University of Oklahoma and Bachelor’s degree from Regis University in Denver, CO. Prior to joining NCIP Senior Advantage, Heidi worked with physicians and facilities from 2002 to 2019 in everything concerning Medicare regulations from coding and billing to compliance and educating providers. Her extensive healthcare background, unique understanding of Medicare, and passion for educating people has proven to be valuable benefits to our clients and business partners.
In her free time, Heidi loves being outdoors, hiking with Oliver, playing with Dilly, fishing with husband James Delaney and cheering on the Sooners.
“I use my background to help people better understand what Medicare does and what their options are. I’m passionate about getting everyone the help and coverage they need and want.”
Licensed and contracted in Colorado, Arizona, Kansas, Nebraska, New Mexico, Oklahoma, Wyoming and Texas.
James Delaney
Licensed Agent & Director of Communications
Colorado born and raised, James has a diverse background in nursing homes and long-term care facilities to being a general contractor, all of which has helped him to develop an exceptional approach for helping individuals and companies alike. James has a talent for making meaningful, lasting relationships. His dedication and fortitude to clients is second to none.
James enjoys fishing, wood working or rebuilding classic trucks and spending time with his family, wife Heidi, daughter Savannah, son Vincent and furry members Delilah and Oliver.
“I hear the needs of people and work to find solutions to best fit each individual.”
Licensed and contracted in Colorado. Focusing on Colorado Health Exchange (ACA plans for those under 65) & Medicare plans.
Helping clients navigate their healthcare options in Colorado, Arizona, Kansas, Nebraska, New Mexico, Oklahoma, Wyoming, and Texas.
At NCIP Senior Advantage, we are proud to serve individuals across a diverse group of states, providing professional guidance in Medicare and Health Insurance Exchange plans.
Our team focuses on helping clients navigate their healthcare options in
Colorado, Wyoming, Nebraska, Kansas, Oklahoma, Texas, Florida, New Mexico, Arizona, and Washington.
We understand the unique healthcare landscapes and plan offerings in each region, enabling us to deliver personalized, trustworthy support. Whether you're exploring Medicare for the first time or looking to optimize your current coverage, NCIP Senior Advantage is here to help—offering knowledgeable, compassionate service every step of the way.